CHAPS

CHAPS stands for Clearing House Automated Payment System. It is a British company which facilitates same day transfer of money. CHAPS transfers are relatively expensive, with banks typically charging as much as £30 for a transfer. The cost of fast transfers and the slow speed of free transfers (such as BACS) is sometimes a subject of controversy in the UK, although low value transactions are now available from CHAPS from its Faster Payments Service.

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