Early Payday

early payday
  • Company Name: Early Payday Loan ltd.
  • Site Description: Getting an early payday loan is EASY! Just click on one of the buttons below and we will guide you through our quick and easy application (as on the lender website).
  • Website: earlypayday.co.uk

Early Payday Features

  • Maximum loan amount: £800
  • First loan amount: NA
  • Typical APR: 1355%
  • Finance charges: 25% per loan term

Early Payday Eligibility

  • Must have a valid bank account with a cheque book or a debit card
  • Must be employed and receive a regular paycheque or salary
  • Must be a resident of the United Kingdom

Our Review

Beware!! Their consumer credit license expired in January this year (you can verify at http://www2.crw.gov.uk/pr/default.aspx for their consumer credit license number 548370). Apparently they are still trading. This means that if you have a debt from them after the expiry of their license, it may not be enforceable. Please take advise of a legal expert if you have a dealing with this lender.

To know more about this lender do a quick search in the consumer forums of UK and hear what people have to say about it.

11 comments

Advice from Sharon

Submitted by Scrooge (not verified) on Thu, 02/17/2011 - 18:37.

Sharon you seem to have payday loans with or some comment to make on every payday loan provider. You are the LAST person I would be taking advice from. I presume you are drowning in debt?

They need docs & run credit

Submitted by Guest (not verified) on Thu, 12/09/2010 - 15:02.

They need docs & run credit checks.

Am now using them and have

Submitted by Sharon (not verified) on Thu, 06/24/2010 - 15:46.

Hi

Am now using them and have never had a problem. Friendly and helpful and have had great service.

Re: Early Payday

Submitted by Ross (not verified) on Fri, 02/19/2010 - 17:04.

They have asked me to provide documents?

No problem, happy to help

Submitted by Sharon (not verified) on Wed, 11/04/2009 - 10:46.
No problem, happy to help others.

Hi Sharon,

Submitted by Nicole on Wed, 10/14/2009 - 18:59.
We appreciate your updating us with this information and some other updates about different lenders. Your contribution will help other users towards making informed decisions.

my apologies, they did answer

Submitted by Sharon (not verified) on Tue, 10/13/2009 - 13:21.
my apologies, they did answer when i phoned again and have sent documents.

have emailed and tried to

Submitted by Sharon (not verified) on Mon, 10/12/2009 - 08:43.
have emailed and tried to phone, looks like they no longer exist although they still advertise on many loan searches.

Hi, We would advise you to

Submitted by Nicole on Fri, 09/04/2009 - 14:19.
Hi, We would advise you to directly ask them about their license status. You can reference our site or OFT's website. As such you do not have any perceivable risk in dealing with them. Only that, there agreement may not be enforceable. Also, they may not be very respectable of legal guidelines, as is reflected by their trading without a valid license. In case, they mention that they have a new license, please update us as well for the benefit of other users.

No idea.. checked their

Submitted by Nicole on Mon, 08/17/2009 - 13:42.
No idea.. checked their license status again. Even if they are lending with a new license, it's not to be found on their website. The payday loan industry in UK, as you might know is not heavily regulated.

then why are they advertising

Submitted by Guest (not verified) on Mon, 08/17/2009 - 11:18.
then why are they advertising on TV - I have just seen the add this morning

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