Lending Stream Description
- Company Name: Lending Stream Ltd.
- Site Description: Unsecured, short-term payday loans for your emergency needs. We make payday lending transparent, secure, simple, instant and faxless. Apply now and get approved within minutes (as on the lender website).
- Website: lendingstream.co.uk
Lending Stream Features
- Maximum loan amount: £1000
- First loan amount: £400
- Typical APR: 2641%
- Finance charges: 20%-30% per loan term
Lending Stream Eligibility
- Must be at least 18 years of age
- Must reside and be regularly employed (not self-employed) in the UK
- Must have a bank account which receives direct deposit and have a valid debit card
- Must be paid monthly and have a take home monthly pay of at least £750
Our Review
They seem to be an established lender. Their website seems to comply with most legal guidelines. They hold a valid SSL certificate. They advertise no faxes on their website.
To know more about this lender do a quick search in the consumer forums of UK and hear what people have to say about it.


10 comments
to start off with i thought
to start off with i thought this company was good, had a loan of £200 with them and paid them over 6 months, ok the apr is high but the money was in my account within a couple of hours, however i have had a few loans with them which were all paid on time, i applied for a top up loan of £100 and got refused saying i didn't meet there criteria, how i never no i had since had a payrise so my wages were higher and i had no late payments, stay away is the best advice, better payday lenders out there
Good at first ....then.......
I applied and had the money in a day ......paid a few payments then took another small one side by side all good so far !!
I changed my bank account and notified them as well as setting up a new payback date - they didn't alter their computing systems and took a payment out of my account earlier than discussed leaving me short for the month - I called them and they rectified this mistake but sent the refund to my old bank account which was already overdrawn (that's another story??) despite many phone calls and letters to their head office they wouldn't budge and told me I hadn't informed them of my new bank details which I clearly did as they took the payment?? - I have only 1 payment left now - and won be asking them for another loan .....stay clear !!
good lenders
I can assure you I do not work for this company but was accepted and funds transferred within 2 hrs, very friendly and there is a box to tick to say no to pass details onto other lenders.
I am using these guys at
I am using these guys at present and haven't had any issues with them so far. Their charges are gonna be high for a loan, but I kind of expected that. So far so good, I guess only time will tell!
Cheapest credit = credit union
If you need to borrow money go to your local credit union typically 7.5% they are all over the country visit ABCUL's website do not borrow from extortionists!!!
To me this company is nothing
To me this company is nothing but marketing. Within a second of pressing the button I was declined without any processing time at all and I was inundated with text messages from everybody and their mother and calls from discover finance etc, etc. Stay well clear unless you want your details passed on.
Useless
Got a good credit history and still get declined by them. Oh well I ain't complaining :)
Iv been with this company
Iv been with this company twice and thay have been very helpful both times.....
just one problem is the massive intrest they charge... dont get me wrong i knew what i was walking in to, but a 6 month cycle loan which is what the offer along with a 1 month loan is incredably high...
I called to see if there was anything they could do for me and a repayment scheme was set up. £70 a month for 10 months, which is £700 for a £280 loan now i am paying this for another 8 months and i had the loan in august.
I suppose just going to have to live with it... but on a whole thay do exactly wat it says on the tin!!
got instantly declined even
got instantly declined even though i have decent credit, and asked my dad to apply and got rejected even though he is a homeowner, has never been behind on any payments and has a amex platinum card. do they accept anyone?
the review before mine is obviously an employee of the company. or maybe it is george cloony. i don't know :/
i guess the only way to borrow money is off friends and family
Excellent Lender
I have found a good payday lender in UK as Lending Stream. Their policies and online lending process reflect their commitment to customer delight. I am impressed with their ability to serve customers, without compromising on their policy of responsible lending, contributes to their credibility and enhances their reputation to a large extent. If you seek a secure, convenient and reliable way to fund your emergency needs, Lending Stream is the best option available online.
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