Tooth Fairy Finance

Applied and unable to contact, no pin, waste of time - stay away many other reliable providers in the market.

applied and accepted, received confirmation txt but no money 20 hours later, called number an every option tells you to check faq!!! stupid and unreliable

well what can you say, don't even waste your time go elsewhere!

REQUIREMENTS IMPOSED BY THE OFFICE OF FAIR TRADING ('OFT')
PURSUANT TO SECTION 33A AND SECTION 33D(4) OF THE CONSUMER
CREDIT ACT 1974 ('the Act')
REQUIREMENTS RELATING TO:
CIM Technologies Ltd, (Consumer Credit Licence Number 615666),
registered office: 65 New Cavendish Street, London, WIG 7LS.
THE OFT REQUIRES AS FOLLOWS:
That:
1. CIM Technologies Limited shall not use any trading name which is not
specified in its consumer credit licence.
2. CIM Technologies Limited shall only use a form of communication
where it can be reasonably certain that it is contacting the correct
individual and shall not:
2.1 disclose the details or existence of a debt to any third party
unless legally entitled to do so;
2.2 levy charges that are disproportionate to the main debt and
which do not reflect the actual and necessary cost of recovering
a debt owed to it;
2.3 pressure debtors who have defaulted on an agreement to pay
unreasonably large instalments when they are unable to do so;
or
2.4 make any misleading representations as to the action it might
take or might be taking to recover a debt.
3. CIM Technologies Limited shall:
3.1 only debit a debtor's account on the date or dates as expressly
set out in the loan agreement, unless otherwise specifically
agreed with the debtor after the loan has been issued, for
example as part of a payment plan;
3.2 not debit lesser or greater amounts than those expressly set out
in the loan agreement unless such amounts have been
specifically agreed with the debtor after the loan has been
issued, for example as part of a payment plan; and
ClM Technologies Ltd, 61 5666. 27 October 201 0
Page 1 of 2
3.3 only debit from an account specifically given to CIM
Technologies Limited for the payment of that loan.
4. CIM Technologies Limited shall instruct a suitably qualified party to
advise on, and administer as necessary, legal and regulatory
compliance.
For the purposes of these requirements 'CIM Technologies Limited' shall
include any company associated to CIM Technologies Limited, as defined by
s184 of the Consumer Credit Act 1974 and includes, but is not limited to,
Toothfairy Finance Limited, Northern Debt Recovery Limited and Toothfairy
Cheque Cashing Limited.
ANY FAILURE TO COMPLY WITH THE ABOVE REQUIREMENTS WILL
RENDER CIM TECHNOLOGIES LIMITED LIABLE TO FURTHER FORMAL
ACTION BY THE OFT. THIS COULD INCLUDE THE IMPOSITION OF
FINANCIAL PENALTIES PURSUANT TO SECTION 39A OF THE ACT AND/OR
THE REVOCATION OF CllM TECHNOLOGIES LIMITED'S CONSUMER CREDIT
LICENCE PURSUANT TO SECTION 32 OF THE ACT.
Ray Watson Director, Consumer Credit Group.
Authorised signatory on behalf of the OFT
CIM Technologies Ltd, 61 5666. 27 October 201 0
Page 2 of 2

I have tried to apply but like most here no pin and when I called there 0800 number I was asked to press option 3 for "difficulties in applying on the website" all I got was a recorded corporate message stating all the ref numbers etc ...nothing else ....very disappointed

Applied, did everything asked of me by the website/text etc, no confirmation, no decline notice, no money. E-mailed them twice with no reply, my advice is simply don't waste your time with these cowboys.

Please could whoever posted this contact press@toothfairyfinance.com so we can help resolve your issues and investigate this matter to your satisfaction.

This posting is both factually incorrect and technically impossible
1. Toothfairy Finance are fully licensed under the Consumer Credit Act working closely with the OFT and Trading Standards on a regular basis (details can be found on the FAQ section of our website)
We have tens of thousands of satisfied customers who found our uniquely fast and convenient service an excellent and cheaper alternative to the unauthorized borrowing fees of the high street bank.
2. Fast, efficient and cost effective, Toothfairy prides itself on NO HIDDEN fees simply £9 per £100 per week, unlike other pay day lenders who add transfer fees, rollover fees etc. It is physically impossible for your loan to accumulate to £1000 as claimed

We also pride ourselves on our clear communications policy and modern approach. For example you are reminded in advance AND on the day of repayment how much you and owe and where to pay by email and SMS at no cost

By helping you keep ON TOP of your debt, you can manage it better, keep it under control and repay quicker. A happy customer is also a repeat customer.
Once again customer service is very important to us so please contact us as soon as possible.

How do you get in contact with these people?? it's impossible!!!

Please email me if you posted this comment

There website is always down!!!!!!!!. Not as good as it seems.

Had trouble receiving the txt with the pin?

I applied about an hour ago and I am still waiting for a 4 digit code that they have "apparently" sent by sms to my phone, to complete the application. Can't contact them either!

They are trading just received a loan off them and got the full 300 i asked for, they are difficult to contact

website always down and taxing service. Don't think they are trading as they do not respond to emails.